This won't be a post showing how inexpensive it is to live in Panama. In my experience, someone's "cost of living" has less to do with where one lives than on how one chooses to live - wherever they are. Jane and I could certainly live on less, but could also spend considerably more - if we had more and wanted to - but are happy with our current lifestyle.

I can tell you our monthly expenses in Panama are at least a third less than when we lived on St. Croix. Some things are cheaper, some more expensive. On both St. Croix and here in Panama we find items that we feel simply cost too much but we frequently will buy the item anyway - because we need it and if we "shop around" or wait for a better price the item may disappear from the shelves - for a long time. Read More . . .

Tags: Expenses | Living